About the expert
Meet Lamoy Patterson
Business Strategist | Funding Specialist | CEO, Certified Rich Empire
Lamoy Patterson helps entrepreneurs navigate business development, financial preparation, business structure, branding, and funding-readiness strategies.
Lamoy Patterson
Founder, Certified Rich Empire
Certified Rich Empire exists because too many good businesses are declined for reasons that had nothing to do with how good they are — and everything to do with how the file was assembled.
786-541-5095The problem we actually solve
Almost every funding decline is structural. An entity registered in one state and banking in another. Six months of statements that cannot carry the revenue the owner knows they earned. A lender that was applied to third, after two others had already reported an inquiry. None of that is about ambition. It is about sequence.
What we teach
The four passes a lender makes over a file: is this business real and current, does its banking behavior support the ask, do the numbers hold up, and does the application itself answer the obvious questions before they are asked. That is the whole checklist, and it is free.
What we will not do
We will not promise you an amount, a rate, or an approval. We are not a lender, a broker, or a credit repair company. If your file needs six months before it is ready, we will say six months rather than take your money for an application that will be declined.
Why the products exist
Some owners want the checklist and nothing else, and that is a complete answer. Others want the working system: the sprint that turns the checklist into a plan, the blueprint that explains every funding lane, and the templates that make the application fast. Those are the three upgrades, priced so a serious owner can take all of them for $153 total.
Where owners get stuck
4
passes a lender makes over your file
6
months of banking behavior most programs require
3
credit bureaus that must see your business
$153
total for every upgrade on this site